Commercial Property Insurance
Protect your building, inventory, and equipment.
Commercial property insurance helps protect the physical assets your business depends on. Coverage can extend to property lost, damaged, or stolen due to fire, storms, tornadoes, theft, or vandalism. Flood and hurricane damage are excluded.
Coverages
The Structure
Helps pay for repairs, construction, and related expenses if you own the building where you do business.
Business Income Interruption
Financial help if you're forced to close for a reason covered by your property policy — it can replace lost income and fund a temporary location while repairs are made.
Inventory
Protects the things you need to do business — equipment, inventory, furniture, and improvements to your space (also known as business personal property).
Equipment Breakdown
Designed to cover many kinds of mechanical failure — short circuits, power surges, and loss of air pressure — for equipment your business relies on.
Frequently asked questions
What does commercial property insurance cover?+
Your building, business income if you're forced to close, inventory and equipment, and equipment breakdown from mechanical failures.
Does it cover flood and hurricane damage?+
No — flood and hurricane damage are excluded. Losses from fire, storms, tornadoes, theft, and vandalism can be covered.
What is business income coverage?+
It provides financial help if a covered event forces your business to close, and can fund a temporary location while repairs are made.
Ready to get protected?
Let's talk about your coverage needs. We shop the market for the best policy at the best price.