Tattoo Parlor Insurance
Protect your shop, your equipment, and your professionals.
A tattoo parlor faces a number of risks that could put you out of business. The right policy keeps these hazards from bankrupting your company. Liability insurance protects your business by covering court-imposed fines and legal fees associated with a covered event.
Coverages
General Liability
Covers personal injuries or property damage a customer sustains at your place of business. Communicable-disease liability matters too — clean equipment and unused, sterilized needles are essential.
Property Damage Coverage
Much of your investment goes into setting up the shop, from furnishings to equipment. Without insurance, a disaster like a fire can wipe out your business and your investment.
Property Insurance
Contents coverage compensates for losses to tattoo guns, body jewelry, chairs, and tables from fire, severe weather, vandalism, and theft. Note: many policies exclude outdoor signs and glass — check your terms.
Professional Liability
Covers you as the policy owner and any named employees in your shop. Professional liability covers malpractice.
Additional coverage options
Apprenticeship program insurance
Guest artist or piercer insurance
Coverage at conventions
Sexual abuse insurance
Permanent makeup insurance
Frequently asked questions
What insurance does a tattoo parlor need?+
General liability (including communicable-disease liability), property coverage, and professional liability covering malpractice for you and your artists.
Does it cover my equipment?+
Yes — property/contents coverage compensates for losses to tattoo guns, body jewelry, chairs, and tables from fire, weather, vandalism, and theft.
Are there add-on coverages?+
Yes — apprenticeship programs, guest artist/piercer coverage, coverage at conventions, sexual-abuse insurance, and permanent-makeup insurance.
Ready to get protected?
Let's talk about your coverage needs. We shop the market for the best policy at the best price.